How Discount Dental Plans Benefit You and Your Family
Dental Care May 31st, 2009Largely unknown, discount dental plans are an emerging alternative to traditional dental insurance options. Everybody has dental insurance right? Wrong. According to CDC.gov.gov, 108 million+ American do not have dental insurance. Why are so many people living without dental insurance. There are several reasons, but the most common are unemployment and the hefty cost of being insured.
Dental Plans were created to make dental care affordable for the 108 million Americans whom could not afford traditional dental insurance. Dental plans are like savings plans. Discount dental plan payments are typically paid just once per year and provide discounts on most dental procprocedures. The savings vary from procedure to procedure, but are usually very significant.
Discount dental plans are beneficial in a number of other areas as well. Here are my top 5.
1) Affordability
Most dental plans start at around $80 for individuals and can run up to around $150 for family plans. This is not bad considering costly premiums associated with dental insurance plans.
2) Savings
With a discount dental plan you will save anywhere from 10% to 60% on most dental care procedures. Although this varies from plan to plan, this often includes x-rays, fillings, cleanings. You're likely to find that most plans even provide discounts for root canals and tooth extractions. Depending on the plan you select and the procedure undergone, your savings can amount to hundreds or even thousands of dollars.
3) No Health Restrictions
A big problem with traditional dental insurance is the health restrictions many companies enforce to keep their costs low. With a dental plan, you are not subject to any health restrictions. You are discounted according to the same fee schedule whether you have pre-existing health conditions or not.
4) Large Dentist Selection
Dentists across the United States participate in dental plan programs. The dental plan broker we recommend provides access to 100,000 participating dentists nationwide. Most areas have numerous options when it comes to participating dentist.
5) Immediate Online Enrollment & Quick Activation
Most plans offer immediate online enrollment in the plan of your choice, and a short 1-3 day activation period.
The benefits don't stop there. If you want to learn more about the benefits of owning a discount dental plan, please visit my website, dentalplancards.com
Cory Kemp is the owner of dentalplancards.com, a leading discount dental plan information site.
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